Owner Operators - BasicBlock

Get Paid Faster For Every Load

Turn freight invoices into cash, without the headache.

No contracts

No hidden fees

Non-recourse factoring

Built for owner-operators

Get Paid Faster

Still Waiting 30+ Days To Get Paid?

Here’s what that actually costs you:

Without BasicBlock

With BasicBlock

For owner-operators running their own business, slow broker payments create constant cash flow pressure.

How It Works

Get Approved

Fill out the form and get approved within 24 hours.

Submit your first load

Haul and send us your paperwork.

Get Paid

We send you payment in 24 hours or less!

Start Your Application

Factoring Without the Fine Print

No contracts

Use factoring when you want.

No hidden fees

Transparent pricing.

Non-recourse protection

Protection against broker credit issues.

Real human support

Actual people who answer the phone.

Instant Pay

Know Exactly What You’re Paying

Most owner-operators are paying more in factoring fees than they need to. Drag the slider to your average monthly volume and we'll show you, dollar for dollar, what you'd keep with us versus the industry average. No sales call required.

Your average monthly invoice volume

How much you factor in a typical month

$50,000 / month

$5,000$500,000

Calculate my savings

Compare to your current factor

Already factoring? Override the industry-average numbers below to model your real savings.

Rate (%) Wire ($) ACH ($) Start-Up ($) ETF ($)

You'd keep an extra $0 every month

Cost

Industry Average

Factoring Fee

$0

$0

Wire Charge

$0

$0

ACH Fee

$0

$0

Start-Up Fee

$0

$0

ETF Fee

$0

$0

Total Cost to Factor

$0

$0

BasicBlock vs. Traditional Factoring

Traditional Factoring

Contracts No contracts Long contracts
Hidden fees None Common
Flexibility Use anytime Locked
Support Real humans Slow
Driver-focused Yes Corporate

“I use BasicBlock to factor all of my loads. Payment is always on time, and they make it easy to check the broker credit prior to booking the loads. I’ve factored over $50k with them, I haven’t had any problems or issues! Highly recommend BasicBlock.”

Chris, Owner Operator

Stop Waiting

To Get Paid

You already did the work. Now get paid faster.

Get Started