BasicBlock vs RTS Financial - BasicBlock
BasicBlock vs. RTS Financial
You hauled the load. You deserve to get paid fast, with a flat rate and no one putting you on hold.
Get Started with BasicBlock See the Comparison
2.5% Flat rate. No tiers, no surprises.
24 hrs Average time to get paid
$0 Hidden fees. Zero.
None No contracts. No minimums.
Feature Breakdown
How We Compare to RTS Financial
The side-by-side on everything that matters to an owner-operator running loads every day.
| BasicBlock | RTS Financial | |
|---|---|---|
| Factoring Rate | Flat 2.5% | Variable 3-4%+ |
| No hidden fees | ✓ | ✕ |
| No Contracts | ✓ | ✕ |
| No Minimums | ✓ | Fees & rate hikes |
| Non-Recourse | ✓ | 90-day recourse |
| Payment Deadline | 2 PM Central | 12 PM Central |
Why Drivers Switch
Four Things BasicBlock Does Better
We built BasicBlock for owner-operators, not for fleets with a full accounting team.
Get Paid Faster
Submit your paperwork and your money is on the way. Most carriers see funds within 24 hours. With Instant Pay, within an hour - nights, weekends, holidays.
No Junk Fees
RTS chips away at your advance with ACH fees, wire fees, and other charges. BasicBlock charges a flat 2.5%. What you are quoted is what you net.
Fuel Solutions
Cover diesel costs now, pay from your next payout. No separate bills. Our fuel solutions keep your tank full and your business moving even between loads.
A Person Picks Up
Not a bot. Not a phone tree. When you call BasicBlock, our team picks up and handles it the first time. They know trucking and they know your account.
For a lot of owner-operators and small fleets, it is the difference between growing and just getting by.- BasicBlock, serving thousands of carriers across the U.S.
Stop Waiting to Get Paid
Get started in 5 minutes. No contracts. No hidden fees. Just fast payment and real support.